3 Ways to Help Financing Your Car

If you are looking for effective ways to reduce the price of your new or used car or to make buying a used car easier than ever, then check out our three tips for financing your car purchase. These tips are designed to be effective for everyone – no matter what your current budget or financial situation is. By using one or all of these financing tips, we hope that you will be able to save a significant amount of money off of the cost of your car – no matter what your financial requirements are. Without further ado, here are our three most helpful financial tips:

Go for the loan

Many of our customers are aware that they will need a car loan in order to more easily afford the right kind of car for their needs. While many customers have to choose between buying a less reliable car with the small amount of cash that they have or buying a car that will suit their long-term needs with a loan, we always think the decision should be easy: go for the loan. Sure – if you buy a less reliable car with cash, you won’t have a loan to think about. However, you may have more repairs on your plate and the car may not be as safe as it should be. Taking out a small car loan can not only help you to afford a car that will suit your long-term needs, but it can help to ensure that the car you buy will be safe and durable for years to come. Trust us: it’s worth it.

Trade-in to trade-up

We have a helpful trade-in program that helps many of our customers trade their existing cars in for money off of the cost of their new cars. Some customers use their trade-ins to get better cars while other customers use their trade ins to reduce the overall price of the new or used car. We’re happy to help you determine the value of your trade-in so that you can maximize your savings and get the right car for you.

Look for deals

We have special deals going on for our customers all of the time. These deals change, so you’ll have to contact us to find out what deals are going on now or may be coming up. However, these deals are designed to help you get low interest rates, low down payments, cash back, or other great financial arrangements you’ll love.

We look forward to helping you save your money. Contact us first for car loans and bad credit car loans today to learn more about how we can help you!

Get a Used Car Loan Through Us Today

There are a few different ways to get a used car loan. The traditional way to do it is through a bank. But there is another way. We are proud to offer financing of all types, including used car loans. Getting a loan from us is much simpler than trying to go through your bank. There a few reasons why that is true.

Same Day Loans

Bank loans can take days to get approved. They require meetings and paperwork, which takes up a huge amount of time. With so much waiting around, you could lose out on getting the car of your dreams. Someone else could find the car you want and snap it up before you are approved. With our in-house same day loans, we can save you the time and hassle of going through the bank. You can apply and be approved on the same day, meaning you can take your car home as soon as possible.

Convenience

There is nothing more convenient than an in-house loan. No more scrambling from place to place. No more going between the dealership and the bank while trying to work something out. When you get a used car loan from us, you only need to deal with us. Stressing about orchestrating and coordinating your car loan will be a thing of the past when you get one directly from us.

Happiness

These all combine to create one thing: maximum happiness. With reduced stress and fewer hassles, our loan program is all about making you happy. Getting a used car loan from us will leave you happier than you may think possible. We aim to please and getting your loan from us is sure to be a pleasure.

What to Know About Buying a Car in Canada

A car is a major purchase. Unless you have thousands of dollars lying around, chances are you’ll need to borrow money. Car loans are a viable option for buying all kinds of vehicles. By understanding different aspects of the car buying process, you can get the right auto for your needs.

Car Loan

A car loan is financing used for purchasing a vehicle. There are many institutions offering this funding option. For example, many auto dealers offer in-house financing for their customers. You can finance up to the maximum cost of the car. Working with dealership, is a convenient way of borrowing funds and buying your dream car all in one place.

Payments

Car loans are generally paid in full within three to six years. You have the option of making bi-weekly or monthly payments. Consider making a substantial down payment. It’s the easiest way of lowering your payouts.

Budget

There are so many automobile brands, makes and models. How do you know what car is best for you? Research costs associated with the vehicle. Consider things such as insurance, fuel consumption, maintenance and parts. You can find this information online.

Test Drive

Test drive the cars that interest you. Compare things such as handling, steering, braking, comfort and smoothness of the ride. Getting behind the wheel helps you make the right choice.

Used Car

There are many advantages to purchasing a pre-owned vehicle. Typically, these autos undergo extensive bumper-to-bumper inspections. In many cases, late model cars are equipped with the latest modern technology and features. It’s a budget-friendly approach to buying a high-quality, reliable vehicle.

Getting around in Canada is a lot easier when you have your own vehicle. The good news is you don’t have to break the bank to do it. With a little upfront leg work, you can obtain a loan and drive off our lot in your dream car.

What to Expect From a Car Loan

So the time has come to purchase a car. This can be a big day, especially if this is the first car that you are looking to purchase on your own. It also can be a time to really think about what you are hoping to achieve from this process. Car loans are involved in almost all auto transactions. If you have never taken out anything like a car loan before, here is a bit of information on what you can expect.

The main reason that car loans are expected when buying a car is because of the expensive nature of automobiles. Cars are pricey, and very few people have the cash to buy a car without a loan. Since people need cars to survive, the loan system exists to make it all happen. When you purchase a new car, you will have to put a large chunk of money forward as a down payment. The difference will then be taken out in the form of a loan, and the interest rates of the loan will vary depending on your credit history.

Used cars are a different story. Taking out a loan for a used car is often a smarter financial decision, especially if it is the first car that you are buying on your own. Used cars cost less, since they are being purchased secondhand. This lower price means that both the down payment and the amount of the loan will be significantly smaller. These loans are much easier to manage, and they can help first-time borrowers feel confident in their decision.

Before purchasing your car, weigh out your options. More often than not, taking out car loans for a used vehicle will prove fruitful in the long run. In no time, you will have a car all of your own and enough money to save for the future.

Four Steps to Take Before Owning a Used Car

The time has come for you to pick out your very own car. Whether you are doing so for the first time, upgrading from an older vehicle, or purchasing a second car, this process is both exciting and fun. We have an impressive selection of used cars and we want to make sure you are happy and enthusiastic about the car you drive off of our lot. Here are three steps you can take towards ownership, that can help you feel confident and thrilled about your selection.

Step 1: Budget

Budgeting is a critical step in the car-buying process. It doesn’t take a whole lot of time to look at your finances to determine how much you can comfortably spend. Doing so will not only make the financing process a whole lot easier, but it can help you feel peace of mind knowing you will be able to make your monthly payments.

Step 2: Finance

Financing doesn’t have to be dreaded. In fact, we have made it one of the easiest parts of the process by offering financing to everyone, even those with poor credit. Figuring out your financing before you leave the lot is an excellent step to take on your journey to stress-free ownership.

Step 3: Browse

There is nothing wrong with taking your time to browse our vehicle selection. In fact, we want you to do this. It is always helpful to arrive with an idea of the type of car you want to buy. Factors like make, model, color, specs, and additional features can help you narrow down your choice.

When you are looking at used cars, remember to budget, get approved and then select your next new vehicle to confidently own a vehicle you will love.

Why We Recommend Bad Credit Financing

Many people are surprised when we recommend that they pursue bad credit financing. How can we afford to buy a car when we have bad credit? They ask. Why would you want to give a loan to someone with bad credit?

What we want each of our customers to know is that we actually recommend that folks get bad credit financing. Bad credit financing is not only affordable when you find the right financing solution, but it can also help to ensure that you improve your credit and have a better lifestyle. After all, having a working and reliable car is essential for many people to get around.

Here are a few reasons why we recommend bad credit financing:

Build Your Credit History

When you have bad credit, one of the best ways to improve that credit is to build a solid credit history. This credit history will help to show that you are committed to repaying your loans. However, the only way to build this credit history is to actually take out a loan that you are able to repay…and can prove that you have repaid.

We recommend that you take out a bad credit financing loan in order to improve your credit history fast. This bad credit car loan may even help you to get a much lower rate on a car loan in just a few years.

Improved Lifestyle

Many people require a car in order to function in their daily lives. They may need a car to get to work, get to friends’ houses to maintain your social life, shop for groceries, take the children to school and more. Therefore, it is wise to take out a bad credit financing loan in many cases in order to maintain your lifestyle. We will help you to find the best bad credit financing options that will suit your lifestyle and your budget.

Warranty Program

Our comprehensive warranty program will help to eliminate some of the expenses involved with maintaining and servicing a car. This warranty program is designed to provide you with coverage for common maintenance issues that may occur on your car and helps to eliminate or reduce your maintenance and service fees for your vehicle.

We are proud to offer a wide variety of financing options for our customers. Contact us today for more information about bad credit financing programs that may be best for you and your family.